Stop worrying about future problems. Take care of them in the present moment. By having the tendency to think the worst, threats conceived on your head do not usually happen.
Try to live without thinking about what can happen. The here and now it is the only thing that really exist.
DO_NOT_ B_DEPENDANT_ OF_ ADVICE_
Nobody knows better than you what you have to do at all time. Trust your own judgment. Ask yourself whats the worst that can happen? If you put aside your pessimism, you will fall into the account that is not worth losing inner peace for it.